Archive for February, 2009

Feb
24

No More Debt

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My friend ask me “how can I pay off my debt”.  My answer is to get rid of debt as quick as possible.  If you payoff your consumer debt, then your mortgage on your home you are in position to create WEALTH.  Interest you pay to THE FINANCIAL INSTITUTIONS can be used to payoff ALL your debt in a very short period of time.  I can payed off my Mortgage and other DEBT in 8 years not the 28 I was currently on track to do.

You may ask “How can I do that?’  I am doing it by doing 3 simple steps

  • I deposit my pay checks directly to my HELOC.(Home Equity Line Of Credit)   Why??? Because it is working against my debt the day it is deposited.
  • I use a credit card to pay my bills for the month.  Why??? I pay no interest during the first 29 days of the month on my credit card.
  • I have a computer program that does all the calculations each month for me.  Why?? I do not want to do 4 million calculations each month, even if I did have the time.

Most families want to be out of debt but do not know how to do it.  Our schools do not help us even at the College level.  Financial IQ is what I think ALL Americas need in order to get out of debt.  Yes, it is time for us (you and me) to pay off my debt.

Freedom comes when MONEY IS NOT THE ISSUE.  What is your higher purpose and greater cause??? I want to help people with debt get out of debt which will make all our communities a better place  to live.

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Feb
24

HOPE for YOU to Pay Off Debt

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Yes I CAN pay off my debt AND DO IT QUICKLY.  HOPE is Helping Ordinary People Excel.  If you have NO DEBT you can do lots things like retirer, education funds, emergency funds, travel, new car,etc.

How is your income to expenses ratio?  The more extra money you have the sooner the DEBT goes away by using debt roll down.  Done properly you can leverage your money by using BANK MONEY to pay your monthly expenses. Yes you can!!!  I am doing it and so can YOU.  Bad CREDIT SCORE or MORE MONTH THAN INCOME???  It is time to get help.   I promise it will not be a waste of your time.  I can help you in Three areas

  • 1) Eliminate Consumer Debt
  • 2) Payoff your HOME Early
  • 3) Build Wealth.

By doing the right things at the right time it will work for you.

It is as easy as

  1. Have your pay check go against debt as soon as you get it.  (How much interest does your bank pay you for using your money each month???)
  2. Use the banks money to pay bills during the month.  (You pay no interest on your credit card the first 29 days)
  3. Use your computer to do ALL the calculations each month.  (The right program can do it all)

Now is the time to start getting OUT OF DEBT and WEALTHY.

I can help you SET YOUR RETIREMENT DATE and have $1000’s each month TAX FREE to live on.  This can be done with the same income you are currently making.

contact me

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Feb
10

7 Steps to Pay Off My Debt

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Let me share with you 7 steps to PAY OFF MY DEBT.

  • DREAM and set GOALS You need to not just think of what you want but WRITE IT DOWN.  You may need to have help and that is great because lots of people want to see you and others excel.
  • Get Organized What is your PERSONAL NET WORTH??????  This is something you need to know.  HOW  do I find it?  It is your ASSETS MINUS LIABILITIES EQUALS NET WORTH. (A-L=NW) There are systems to do all the work for you.
  • ACCELERATE DEBT PAYOFF  No one likes DEBT, so let’s PAY IT OFF. If you know which to pay off first and how much , it would be a lot easier.  Don’t be afraid to ASK for HELP.
  • POWER SPENDING PLAN You need to spend to BUILD WEALTH.   Assets create wealth.  Make sure to PAY YOURSELF FIRST.  Most of the problem is that Interest we pay does not help build assets.   The sooner the debt is gone, the sooner we have MONEY in our pockets.
  • CREDIT GROOMING What is your CREDIT SCORE???  if it is lower that it should be it is costing you MONEY.  80% of credit scores have an error that cost you money.  These errors can be corrected simply by your request.
  • ESTATE PLANNING What do you have?  Where is it at?  Who can take it away from you?  SIMPLE questions but do you know the answers?  ALL WEALTHY PEOPLE  can answer all these questions.  Once again we need to WRITE THEM DOWN and watch for changes that will effect there outcome.
  • BUILD WEALTH Most of us would say MONEY is WEALTH.  I think WEALTH is “when money is not the issue”.  When will you RETIRE?  Is there money to EDUCATE YOUR KIDS?  Take a VACATION?  Help a friend in NEED?  When you can do WHAT YOU WANT/WHEN YOU WANT,  then you are WEALTHY.

I will explain each step in more depth so stay tuned.

Want to get started? Contact Me Today

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